Terms & Conditions
Last updated: 14.04.2025
These Terms and Conditions (“Terms”) constitute a legally binding agreement between Kumbai B.V. (“Kumbai,” “we,” “our,” or “us”) and any individual or entity accessing, using, or benefiting from our mobile and web applications, software, and services (collectively, the “Service”). By using our Service, you acknowledge and agree to these Terms in full. If you do not accept these Terms, you must immediately cease using the Service.
1. Global Applicability & Definitions
These Terms apply to all Users worldwide, regardless of jurisdiction. In cases of conflict with local regulations, Kumbai reserves the right to enforce the most protective version of these Terms permitted by law.
Definitions:
Service – The technology, applications, platforms, and services operated by Kumbai B.V.
User – Any individual, entity, or organization accessing or utilizing the Service.
Partner – Any third party or business entity collaborating with Kumbai to deliver services.
Account – A registered profile required for Service access.
Unauthorized Use – Any activity violating these Terms, including fraud, data breaches, or platform manipulation.
Global Compliance – Adherence to applicable international laws, treaties, and data protection standards.
2. Authorized Use & Security
2.1 Account Obligations
Users must register an account to access key Service features. You agree to provide truthful and up-to-date information. Kumbai reserves the absolute right to refuse, suspend, or terminate accounts at its discretion for security, legal, or ethical reasons.
2.2 System Integrity & Misuse Prohibition
Users are strictly prohibited from:
Hacking, reverse-engineering, or interfering with the Service.
Using the Service for illegal, deceptive, or exploitative purposes.
Violating third-party rights, including intellectual property protections.
Attempting unauthorized access to accounts, data, or Service components.
Circumventing or bypassing any security measures.
Violators may face immediate account termination, liability for damages, and international legal enforcement.
3. Global Financial Transactions & Fees
3.1 Subscription & Payments
Certain Service features require payment. Users agree to the applicable pricing, which may be modified with notice.
3.2 International Payment Processing
Payments are processed via third-party providers. Kumbai is not responsible for disruptions, fees, or legal restrictions imposed by financial institutions or government bodies.
3.3 No Refund Policy
Payments are final, non-refundable, and non-transferable except where required by mandatory consumer protection laws.
4. Intellectual Property & Global Protection
4.1 Ownership
All proprietary rights, trademarks, software, and content associated with the Service are exclusively owned by Kumbai or its licensors. Unauthorized use, reproduction, or distribution is strictly prohibited.
4.2 License Grant
Users are granted a limited, non-exclusive, non-transferable, and revocable license to use the Service strictly as intended. Any unauthorized attempt to claim, sublicense, or modify the intellectual property of Kumbai is a breach of these Terms and may result in prosecution.
5. Global Enforcement & Termination
5.1 User Termination Rights
Users may terminate their Account, but financial obligations and any legal responsibilities incurred remain enforceable.
5.2 Kumbai’s Right to Enforce & Terminate
Kumbai reserves the right to restrict, suspend, or terminate access to the Service for violations of these Terms, suspected fraudulent activity, or any actions deemed harmful to our platform, reputation, or legal standing.
5.3 International Legal Action
Users violating these Terms may be subject to legal action in multiple jurisdictions. Kumbai cooperates with international law enforcement agencies in cases of fraud, cybercrime, and other illegal activities.
6. Limitations of Liability & Indemnification
6.1 No Warranty Disclaimer
The Service is provided “AS IS” and “AS AVAILABLE” without warranties of any kind. Kumbai disclaims all implied warranties, including but not limited to those of merchantability, fitness for a particular purpose, and non-infringement.
6.2 Liability Limitations
To the fullest extent permitted by law, Kumbai shall not be liable for indirect, incidental, punitive, or consequential damages, including data loss, profit loss, or service disruptions.
6.3 Indemnification Requirement
Users agree to indemnify and hold harmless Kumbai, its affiliates, employees, and partners from any claims, liabilities, damages, losses, or legal fees arising from User actions, Service misuse, or violations of these Terms.
7. Governing Law & Dispute Resolution
These Terms are governed by the laws of [Jurisdiction]. Any disputes shall be resolved through arbitration in [Jurisdiction]. Users waive the right to class-action lawsuits.
For global users, Kumbai reserves the right to initiate legal action in any applicable jurisdiction, enforcing compliance with these Terms under international law.
8. Data Privacy & Global Compliance
By using the Service, Users agree to Kumbai’s Privacy Policy. Kumbai complies with international data protection laws, including:
General Data Protection Regulation (GDPR)
California Consumer Privacy Act (CCPA)
Other applicable global regulations
Users acknowledge that their data may be processed, stored, or transferred internationally.
9. Modifications & Updates
Kumbai reserves the right to update these Terms at any time. Continued use of the Service constitutes acceptance of any modifications. Users are responsible for reviewing updates regularly.
10. Contact & Legal Inquiries
For questions, disputes, or legal matters, contact:
Kumbai B.V.
info@kumbai.io
[Company Address]
By using the Service, you acknowledge that you have read, understood, and agree to these legally binding Terms. Violations may result in severe legal consequences under international law.
